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Category Bankruptcy & Debt Relief News

13
Aug

STRATEGY FOR HANDLING DEBT COLLECTION CALLS

Phone calls from debt collectors may become a difficult fact of life if you have fallen behind on payments to your creditors. Since most debt collectors get paid based on their performance – that is whether or not they collect payments on behalf of creditors – there is a significant temptation for debt collectors to employ tactics which …

17
Jul

STRATEGY FOR HANDLING MEDICAL DEBT

A majority of families experiencing financial difficulty have medical debt. Sudden illnessor an accident can lead to overwhelming medical debt, even if you have health insurance. Developing a game plan or strategy for dealing with medical debt can be very helpful in properlymanaging and potentially paying medical debt.  First, be certain you have explored the …

11
Apr

Why Kinkade & Associates offers a “Free Strategy Session:”

Why Kinkade & Associates offers a “Free Strategy Session:” At Kinkade & Associates debt relief is all we do.  Our approach to providing debt relief for our clients is often much more than discussing potential options in bankruptcy.  During your no-charge strategy session a Kinkade & Associates attorney will talk with you about your financial …

1
Feb

Games and Gimmicks versus Respect and Professional Representation with Your Family’s Best Interests in Mind

“File bankruptcy for $0 down . . . “ ”File Chapter 7 for no or very little money down.” “File bankruptcy for only $_____ down.” You may have seen these ads and you may be tempted by how attractive they seem on the surface. However, falling for one of these gimmicks may not be your ...
11
Dec

Put Dedication and Experience to Work for You and Your Family in Managing and Eliminating Your Debt.

A decision regarding your options to manage and gain relief from debt, including potential bankruptcy, is never easy. After all, no one wants to file bankruptcy if they can avoid doing so. However, filing bankruptcy can be beneficial and can be the right choice for you and your family to take the steps necessary to ...
3
Oct

The Risks hiring an Internet Lawyer

The internet is a truly amazing thing that has transformed all of our lives in ways we could not have anticipated just a few short years ago. The convenience and speed at which information is available to us was unimaginable even ten years ago. As wonderful and liberating as the internet can be we all ...
30
Jun

What is a bankruptcy “Petition Preparer” and is it a good idea to use one and file bankruptcy without an attorney? The short Answer is “absolutely not!” Read below for more information.

A “Petition Preparer” is someone who advertises, often at a low price, to “prepare” your bankruptcy paperwork for you to file with the Bankruptcy Court.  On the surface it may sound like a great idea to pay someone $200.00 to “prepare” your bankruptcy so that you can file it with the bankruptcy court.  It is ...
29
Dec

2017 – Will this Be the Year You and Your Family Manage and Resolve Your Debt?

As we pass from the season of hope and celebration and prepare to enter into a new year we can begin looking forward to taking steps to resolve issues we have been struggling with in 2016.  Defining success in resolving an issue requires us to define our end result, in other words to set goals.  ...
2
Nov

THE TRUTH ABOUT “$0 DOWN BANKRUPTCY FILING”

You may have seen a paid ad on the internet by attorneys who offer to file your bankruptcy with no money down: “$0 down Bankruptcy filing!” Sounds attractive on the surface.  Seems appealing we know.  Such an offer would certainly potentially interest anyone who is thinking about bankruptcy because they typically are having a hard ...
17
Oct

 Chapter 7 or Chapter 13 Bankruptcy – Which is Best For Me and For My Family?

This is a fundamental question for individuals and families considering bankruptcy relief.  The answer to the question depends on several important and highly individualized circumstances and whether or not they apply to your situation.  Each person or families situation is unique.  Each person or family’s financial challenges and overall situation will determine which type of ...
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